# Insurance Securities

* **Life Insurance Products**
  * **Traditional Life Insurance**
    * **Whole Life Insurance**
      * **Participating Whole Life**
        * **Dividend-Paying Whole Life**
        * **Non-Dividend-Paying Whole Life**
      * **Non-Participating Whole Life**
        * **Fixed-Rate Whole Life**
        * **Variable Whole Life**
    * **Term Life Insurance**
      * **Level Term Life**
        * **10-Year Term**
        * **20-Year Term**
        * **30-Year Term**
      * **Decreasing Term Life**
        * **Mortgage Protection Term**
        * **Convertible Term**
  * **Universal Life Insurance**
    * **Flexible Premium Universal Life**
      * **Fixed Premium Universal Life**
      * **Variable Premium Universal Life**
    * **Indexed Universal Life**
      * **S\&P 500 Indexed Universal Life**
      * **Multi-Index Indexed Universal Life**
  * **Variable Life Insurance**
    * **Variable Whole Life**
      * **Standard Variable Whole Life**
      * **Enhanced Variable Whole Life**
    * **Variable Universal Life**
      * **Global Variable Universal Life**
      * **Regional Variable Universal Life**
* **Health Insurance Products**
  * **Medical Insurance**
    * **Individual Health Insurance**
      * **Major Medical Insurance**
        * **High Deductible Major Medical**
        * **Standard Major Medical**
      * **Short-Term Health Insurance**
        * **Temporary Health Insurance**
        * **Gap Insurance**
    * **Group Health Insurance**
      * **Employer-Sponsored Health Insurance**
        * **Fully Insured Plans**
        * **Self-Funded Plans**
      * **Association Health Insurance**
        * **Industry Associations**
        * **Professional Associations**
  * **Supplemental Health Insurance**
    * **Critical Illness Insurance**
      * **Cancer Insurance**
      * **Heart Attack Insurance**
      * **Stroke Insurance**
    * **Accident Insurance**
      * **Accidental Death and Dismemberment (AD\&D)**
      * **Accidental Injury Insurance**
  * **Long-Term Care Insurance**
    * **Traditional Long-Term Care Insurance**
      * **Nursing Home Coverage**
      * **Home Health Care Coverage**
    * **Hybrid Long-Term Care Insurance**
      * **Life Insurance with Long-Term Care Rider**
      * **Annuity with Long-Term Care Rider**
* **Property Insurance Products**
  * **Homeowners Insurance**
    * **Basic Homeowners Insurance**
      * **HO-1 (Basic Form)**
      * **HO-2 (Broad Form)**
    * **Comprehensive Homeowners Insurance**
      * **HO-3 (Special Form)**
      * **HO-5 (Premier Form)**
  * **Renters Insurance**
    * **Standard Renters Insurance**
      * **Personal Property Coverage**
      * **Liability Coverage**
    * **Enhanced Renters Insurance**
      * **Valuable Personal Property Endorsements**
      * **Identity Theft Protection**
  * **Commercial Property Insurance**
    * **Business Owners Policy (BOP)**
      * **Property Coverage**
      * **Liability Coverage**
    * **Commercial Property Coverage**
      * **Building Coverage**
      * **Contents Coverage**
* **Casualty Insurance Products**
  * **Auto Insurance**
    * **Personal Auto Insurance**
      * **Liability Coverage**
        * **Bodily Injury Liability**
        * **Property Damage Liability**
      * **Physical Damage Coverage**
        * **Collision Coverage**
        * **Comprehensive Coverage**
    * **Commercial Auto Insurance**
      * **Fleet Insurance**
        * **Truck Fleet Insurance**
        * **Taxi Fleet Insurance**
      * **Specialty Vehicle Insurance**
        * **Cargo Insurance**
        * **Non-Owned Vehicle Insurance**
  * **Liability Insurance**
    * **General Liability Insurance**
      * **Premises Liability**
      * **Product Liability**
    * **Professional Liability Insurance**
      * **Errors and Omissions (E\&O) Insurance**
      * **Malpractice Insurance**
    * **Directors and Officers Liability Insurance (D\&O)**
      * **Corporate Liability**
      * **Non-Profit Organization Liability**
* **Annuities**
  * **Immediate Annuities**
    * **Single Premium Immediate Annuities (SPIA)**
      * **Life-Only SPIA**
      * **Fixed-Term SPIA**
    * **Variable Immediate Annuities**
      * **Variable Income SPIA**
      * **Inflation-Adjusted SPIA**
  * **Deferred Annuities**
    * **Fixed Deferred Annuities**
      * **Single Premium Fixed Deferred Annuities**
      * **Flexible Premium Fixed Deferred Annuities**
    * **Variable Deferred Annuities**
      * **Single Premium Variable Deferred Annuities**
      * **Flexible Premium Variable Deferred Annuities**
    * **Indexed Deferred Annuities**
      * **Equity-Indexed Annuities**
      * **Multi-Index Indexed Annuities**
* **Insurance-Linked Securities**
  * **Catastrophe Bonds**
    * **Traditional Catastrophe Bonds**
      * **Per-Catastrophe Bonds**
      * **Multi-Catastrophe Bonds**
    * **Sidecars**
      * **Reinsurance Sidecars**
      * **Insurance Sidecars**
  * **Insurance-Linked Notes**
    * **Collateralized Reinsurance Notes**
      * **Collateralized Catastrophe Reinsurance Notes**
      * **Collateralized Casualty Reinsurance Notes**
    * **Weather-Linked Notes**
      * **Temperature-Linked Notes**
      * **Rainfall-Linked Notes**
* **Structured Insurance Products**
  * **Insurance-Linked Structured Notes**
    * **Principal-Protected Structured Notes**
      * **Insurance-Linked Principal-Protected Notes**
      * **Market-Linked Principal-Protected Notes**
    * **Non-Principal-Protected Structured Notes**
      * **Leverage Structured Notes**
      * **Inverse Structured Notes**
  * **Structured Insurance Products**
    * **Credit-Linked Insurance Products**
      * **Credit-Linked Structured Insurance Notes**
      * **Insurance-Linked Credit Derivatives**
    * **Equity-Linked Insurance Products**
      * **Equity-Linked Structured Insurance Notes**
      * **Equity-Linked Insurance Policies**
* **Reinsurance Products**
  * **Treaty Reinsurance**
    * **Proportional Reinsurance**
      * **Quota Share Reinsurance**
      * **Surplus Share Reinsurance**
    * **Non-Proportional Reinsurance**
      * **Excess of Loss Reinsurance**
      * **Stop-Loss Reinsurance**
  * **Facultative Reinsurance**
    * **Single Risk Facultative Reinsurance**
      * **Individual Risk Reinsurance**
      * **High-Value Risk Reinsurance**
    * **Cumulative Facultative Reinsurance**
      * **Portfolio Reinsurance**
      * **Quota Share Facultative Reinsurance**


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